Life Insurance and protection. Nobody expects the worst
to happen, but if it does you want to be sure that you and
your family will have enough money to cope. Have you enough
life insurance and protection? Money isn't everything -
but the security it brings can mean one less thing to worry
about.
Level Term Life Insurance Product Types.
With level term life insurance, you can choose your level
of protection: Life Cover provides cover for a set number
of years and will pay a fixed cash sum if you die within
that time. Critical Illness Cover provides cover for a set
number of years and will pay a fixed cash sum if you suffer
a critical illness such as cancer or heart attack within
that time. The policies arranged by SmartMole cover a wide
range of illnesses. For complete peace of mind, combine
Life Cover and Critical Illness Cover in one simple policy.
If you are not sure what type of policy you need, please
contact the SmartMole team.
Level Term assurance This is life assurance cover where
the amount you are covered for remains the same throughout.
Life assurance This type of policy is a contract between
the policyholder and the insurance company. The insurance
company will normally pay out if the policyholder dies.
Some policies also pay out if you are terminally ill, suffer
a critical illness, or become permanently disabled. SmartMole
can arrange cover for all these things. Life assurance and
life insurance generally mean the same thing.
If you are not sure what type of life cover you need,
please contact the
SmartMole team.
